Insurance is designed to protect you from the expenses of unexpected and unavoidable life events. The most important way to protect yourself is to design an auto insurance plan that fits your needs. Our agency works for YOU to find auto insurance that fits your needs at a competitive price. Our insurance professionals have the ability to shop insurance for you to find competitive coverage in the marketplace.
Most auto insurance policies cover:
Bodily Injury Liability – Coverage to pay for losses caused to others
Property Damage Liability – Coverage to pay for damage to others property
Medical Payments / Personal Injury Protection – Coverage to pay for you and others in your vehicle, regardless of who is at fault
Uninsured or Underinsured Motorist – Coverage for you and your vehicle if you are hit by someone with no coverage or less coverage than you
Comprehensive Coverage (Other than Collision) – Comprehensive is physical damage is coverage for your vehicle that happens any way other than a direct collision. Examples of these are theft, vandalism, falling objects, flood, etc. Comprehensive will pay the fair market value for your car to repair or replace your vehicle(less your deductible). Comprehensive is not required by the state to carry, but typically is required if your vehicle is financed or leased.
Collision Coverage (Collision with other cars or objects) – Collision is physical damage caused to your vehicle in an automobile accident that occurs in a direct collision with another vehicle or object. In a collision, you pay your deductible and you can get your vehicle repaired or receive the fair market value for your vehicle. Collision is typically required as well if your vehicle is financed or leased.
There are many other types of coverage and features that can be added to insurance policies such as: Towing/Roadside, Rental Reimbursement, GAP Coverage, etc.
Everyone’s situation for insurance is unique so it is important to find insurance that fits your needs. One of our insurance professionals can help assess what your needs are and help design an auto insurance plan that will protect you at an affordable cost.
Auto Insurance Discounts
New Customer Discount
Advanced Quote Discount
Good Student Discount